Charlson & Wilson is the largest independent insurance agency in Manhattan, Kansas. Contact us today to see how we can help with all your insurance needs.
Our Personal Insurance Department at Charlson & Wilson Insurance can meet all of your personal insurance needs with individually tailored comprehensive policies to protect your home, your car, or any other personal asset. Our caring and professional staff delivers personal attention, advice, and a wide choice of markets, annual reviews, and attentive claims service — all at competitive pricing.
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Charlson & Wilson Insurance is an independent insurance agency and we represent many leading personal lines insurance companies. This gives us the flexibility to accommodate a wide variety of personal insurance needs:
We can help you decide how much insurance is right for you and your family and make sure you receive all of the premium discounts you qualify for. We will explain options such as comprehensive and collision deductibles, personal injury protection, and lease gap coverage. We can also handle special situations such as high value autos, motorcycles or classic cars and trucks.
Chances are your home is your largest financial asset, and you want to be sure that it is properly protected. We can help you understand coverage options such as replacement cost, valuable articles floaters, business property, and identity theft coverage. Since we represent many companies, we can often resolve special situations, such as older homes with underwriting issues, coastal property with windstorm exposures, or previous claim or credit problems.
Boat insurance is required in many states, and proof of insurance is also required by most marinas. Boat insurance is a good idea even if there is no specific requirement. Our personal insurance experts can help you understand the options such as liability, physical damage (called hull insurance), and coverage for trailers and accessories. We can also make sure that you receive all of the premium discounts that you qualify for including fire suppression systems, burglar alarms, and approved education courses.
In today's legal environment, limits that were reasonable a few years ago may no longer be adequate. A personal umbrella extends your liability limits by $1 million or more, and can also "drop down" to fill coverage gaps. Many insurance professionals believe that a personal umbrella is one of the best personal insurance values available today.
